Powers of Attorney & Advance Directives

Prepared for the unexpected, protected by experience

Planning for financial and medical decision-making

Legal documents that protect your rights and wishes

Powers of attorney and advance directives are essential parts of a well-rounded estate plan. These documents give trusted individuals the legal authority to make decisions on your behalf if you become unable to act or communicate. At Parker & Maloney, we guide clients through creating durable, customized plans that clearly define who can act, when, and under what circumstances. By taking the time to prepare now, you can reduce uncertainty, avoid court involvement, and give your family the clarity they’ll need in challenging times.

Durable power of attorney

A trusted hand for financial and legal matters

A durable power of attorney allows you to appoint someone you trust to manage your financial and legal affairs if you become unable to do so yourself. This authority can include responsibilities such as paying bills, handling accounts, filing taxes, or managing business interests, depending on the level of access you choose to grant. We work with clients to define the scope carefully—broad enough to be practical while still safeguarding against misuse. You may choose for this authority to begin immediately or only if you are medically determined to be incapacitated. It’s also important to understand that any power of attorney expires upon death and cannot replace a will or a trust, which is why we ensure your documents are valid, detailed, and enforceable when they are needed most.

Advance directives and healthcare planning

Ensuring your medical choices are respected

Advance directives outline your healthcare preferences and authorize others to make medical decisions on your behalf when you can’t speak for yourself. These documents can include a healthcare surrogate designation, a living will, and HIPAA releases for access to medical information. Together, they help loved ones and doctors understand your treatment preferences without hesitation or conflict. We take the time to clarify your priorities, document them clearly, and ensure they comply with all applicable laws. The goal is to make your care seamless, not stressful.

Choosing the right people for the job

Selecting agents who reflect your values and priorities

Selecting an agent or healthcare surrogate requires trust, foresight, and practical thinking. You’ll want someone capable of making thoughtful decisions under pressure, who can follow your instructions even in difficult circumstances. We help you identify suitable individuals, define their authority, and name alternates in case your first choice is unavailable. Some clients choose separate agents for financial and medical matters to balance responsibilities. With our guidance, you can make these designations confidently, knowing each role is clearly defined and legally supported.

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Maintaining and updating your documents

Keeping your plan effective as life evolves

Circumstances change—and your legal documents should too. We recommend reviewing your powers of attorney and advance directives every few years, or after major life changes.


  • Marriage, divorce, or relocation – Update your agent selections and contact details to match your current situation.


  • Changes in health – Reflect new medical preferences or treatment directives.



  • Evolving financial needs – Adjust authority levels or account access as your assets grow.


  • Legal updates – Ensure your documents remain compliant with the most current requirements.


Regular maintenance ensures your documents always reflect your wishes and remain ready to use at a moment’s notice.

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Common questions about powers of attorney and advance directives

Practical answers for peace of mind

  • When should these documents take effect—now or only if I’m incapacitated?

    That decision depends on your comfort level and needs. Some clients prefer immediate authority for convenience, while others restrict it to take effect only after incapacity. We explain the pros and cons of each approach so you can choose what’s right for you. The key is clarity—institutions and family members must understand exactly when your agent’s authority begins.

  • Can I name different people for financial and medical roles?

    Yes. In fact, many people do this to divide responsibility and ensure each role suits the person’s strengths. You might choose a financially savvy agent for legal matters and a family member who understands your medical preferences for healthcare decisions. We draft your documents so each person’s authority is clear and coordinated.

  • Do these documents expire?

    They generally remain valid until revoked, replaced, or upon your passing. However, laws and institutions can evolve over time, and older documents may not meet current standards. We recommend periodic updates to keep them compliant and avoid delays during emergencies. A brief review every few years can save time and confusion later.

  • What happens if I don’t have these documents?

    Without them, loved ones may need to go through a lengthy court process to gain authority over your affairs. This can delay important decisions and create unnecessary stress. Having these documents in place ensures that someone you trust can act quickly and confidently. It also protects your privacy and autonomy when you’re most vulnerable.

  • Where should I keep the originals and copies?

    Keep signed originals in a safe, accessible place—ideally a fireproof home safe or with your attorney. Provide copies to your agents, healthcare providers, and anyone else who may need to act on your behalf. We help clients organize and distribute these documents responsibly so they can be located and used without delay.